First American Bank and Trust migrates to Jack Henry platform

The bank, founded in 1910, is moving away from its in-house infrastructure to embrace Jack Henry's cloud-based core platform. This transition is designed to improve operational resilience, a priority for a lender operating in a hurricane-prone region. By adopting the Banno Digital Platform, the institution plans to offer customers more granular financial insights, including integrated credit scoring tools.

Ronnie Falgoust, President and CEO of First American Bank and Trust, noted that the choice was driven by a need to modernize without sacrificing the bank’s community-focused identity. The collaboration also includes the implementation of Tap2Local, a tool intended to streamline payment acceptance and accounting for the bank's growing portfolio of small business clients. Jack Henry’s open ecosystem, which connects to over 1,000 third-party fintech providers, provides the bank with the flexibility to scale its services as customer demand evolves.