OpenAI rolls out ChatGPT Wallet for Dots agents

Once a card is added, a Dots agent can use it to buy items in response to a user’s prompt. Users must review and approve each purchase before checkout. OpenAI’s support page says every transaction also requires a security check, such as Face ID or a fingerprint scan.

After approval, OpenAI says the wallet replaces card details with a payment token, similar to tap to pay, Apple Pay or Google Wallet. The company says the user’s actual card information is not shared with the agent or the business receiving the payment.

OpenAI says it eventually expects users to be able to delegate purchases entirely by setting limits on spending, categories or time periods, and pre-approving transactions. For now, every purchase requires approval.

The wallet may not work at all retailers. Some businesses restrict AI agents or block them, and OpenAI says websites must avoid inadvertently blocking agents while payment and risk systems recognize legitimate agent-made purchases. Earlier this year, Amazon blocked Meta’s Muse agents.